Senior citizens who are interested in obtaining a reverse mortgage to fund their retirement may be concerned about the effects on their current social security payments or their Medicare benefits. A reverse mortgage does not affect these two government programs. It may have an impact on other benefits so you should check with your particular program to be sure, but if you are receiving social security you can rest assured that you would not be affected. A reverse mortgage is a way for seniors to continue their current lifestyle and remain in their home. There is a wealth of information at seniorsavingsreverse.com. Here you will find the answers to all your questions on reverse mortgages.