Right now in the United States we are facing a unfortunate credit card debt crisis. Now more than ever people in debt are facing looming debt situations. So what can be done about this. Well the answer is debt negotiation. Debt negotiation is a process where a settlement is made on someone’s debt for less than they actually owe. Affording to save the debtor a very large amount of cash. So what do the best debt negotiation companies offer. For starters they are a member with the BBB, and have an very clean record. Next they should support a supurb client services department. And last but not least they should charge their fee based on their performance. For the multitude debtors debt negotiation is the only debt relief method sure to keep them from filing for bankruptcy.